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Yes, the rates are low. And the terms are flexible. But this loan is not about what it is, but what it does. It gets you to where you want to live. It's the way you open the door to your sweet Nevada home.

Live here. Laugh here. Love your family here.

A house isn't just a place that keeps you warm (or cool) and dry. It's the setting for some of the best times of your life. Everyone has an image of the ideal place. Financial Horizons' wide variety of mortgages will expand your buying options so you can find a perfect home where great tomorrows can be made.

  • Three types of fixed-rate mortgages offered -- 10, 15 and 30 years
  • 15- and 20-year adjustable rate loans available. Interest rates may change once every fifth year during loan term
  • Loans made for mobile homes that are converted to real property
  • Pre-approval process to help you focus your house hunting
  • No pre-payment penalties
  • Cash out refinancing available
  • Loan processing costs include loan origination, appraisal, recording, title and other fees

Financial Horizons Credit Unions makes loans for property located in Nevada. We can lend you up to 95% of the home's value if you get private mortgage insurance (PMI). If you borrow less than 80% of the home's value, no PMI is necessary.