Getting older has its downsides. You hate the gray hair, sore knees, bad pop music and kids running on your lawn. But here's something to love: IRA Certificates. Start saving early to reap the full benefits of tax breaks and high returns. When it's time to retire, your golden years in the Silver State, or anywhere else, will be a lot more pleasant.
Don't pay a max tax. Get the facts.
Building a retirement portfolio can be a bear. Stocks, bonds, mutual funds, real estate trusts. Where do you put your money? A major advantage of IRA Certificates is that they come with sizable tax breaks. Traditional IRAs offer deductions at the time you make contributions. Roth IRAs provide tax-free withdrawals. Visit one of our Nevada credit union branches to talk about what might work best for you.
- Minimum deposit of $500
- High, fixed rates of return
- Quarterly dividend payments
- Terms range from 12 to 36 months
- No monthly service charge
There's another type of IRA to consider. Educational IRAs can help you pay for your child's college education. For more information, contact a Financial Service Representative or visit the IRA website.