Loan Rates

Save money when you borrow from Financial Horizons

Because as a not-for-profit credit union, that's how we're built. You'll find good rates on the loans you need because we answer to you, our member, not shareholders.

New Vehicle Loan - 2024-2026

Level 12-Month 24-Month 36-Month 48-Month 60-Month 72-Month 84-Month
An/a4.25%4.25%4.25%4.75%5.00%5.50%
Bn/a4.25%4.25%4.25%4.75%5.00%5.50%
Cn/a6.50%6.75%7.00%7.50%7.75%n/a
Dn/a11.00%11.25%11.50%12.00%12.25%n/a
En/a12.75%13.00%13.25%13.75%14.00%n/a

Used Vehicle Loan - 2023 & Older

Level 12-Month 24-Month 36-Month 48-Month 60-Month 72-Month 84-Month
An/a4.50%4.50%4.50%5.00%5.25%5.75%
Bn/a4.50%4.50%4.50%5.00%5.25%5.75%
Cn/a7.00%7.25%7.50%8.25%8.50%n/a
Dn/a12.25%12.50%12.75%13.25%13.75%n/a
En/a13.75%14.00%14.25%14.75%15.00%n/a

Signature Loan

Level 12-Month 24-Month 36-Month 48-Month 60-Month 72-Month 84-Month
A8.25%8.50%8.75%9.50%9.75%n/an/a
B8.25%8.50%8.75%9.50%9.75%n/an/a
C13.25%13.50%13.75%14.00%14.25%n/an/a
D15.25%15.50%15.75%16.00%16.25%n/an/a
E17.50%17.50%17.50%17.50%17.50%n/an/a

Recreational Vehicle

Level 12-Month 24-Month 36-Month 48-Month 60-Month 72-Month 84-Month
An/a5.75%5.75%5.75%6.00%6.25%7.25%
Bn/a5.75%5.75%5.75%6.00%6.25%7.25%
Cn/a8.00%8.25%8.50%9.00%9.25%10.25%
Dn/a12.75%13.00%13.25%13.75%n/an/a
En/a14.50%14.75%15.00%15.50%n/an/a

Line of Credit

Level Revolving Rate
A9.00%
B9.00%
C11.75%
D15.25%

Share Secured

--

Share To Cover

Rate +2.5%

Certificate Secured

Rate +2.5%

Overdraft Protection

18.00%

Home Equity Loan

Variable Rate adjusts with the Prime Rate published in the Wall Street Journal - adjusted quarterly

NOTICE: Rates are subject to change without notice.

Financial Horizons Credit Union is a full-service financial institution with four locations serving the communities of Elko, Fallon, Fernley, Hawthorne, Lovelock, Tonopah, Winnemucca and Yerington, Nevada.