Signature Loan
Si. Oui. Ja. Okey-dokey. We like finding ways to say "yes."
Whether you want money for bills or repairs, vacations or purchases, or some totally off-the-wall purpose, you'll find a sympathetic ear and low rates when you apply for our Personal Loans.
Money to move life forward
You don't have to promise us your house, your car or first-born kid
A Signature Loan means there's no collateral involved. If you have a solid credit rating and Financial Horizons accounts in good standing, you can borrow money on the strength of your signature. Use it for serious stuff. Use if to make your family happy. Use it for anything your heart desires.
- Borrow up to $30,000
- Fixed rates mean predictable monthly payments
- A rate discount of 0.25% is available for members with auto pay, a checking account and direct deposit. (The discount can't drop the loan rate below 3.5%)
- No collateral or security required
- Repayment terms up to 60 months
- No early repayment penalty
FAQs
Loan payments can be made from your FHCU checking or savings by logging into Online Banking and transferring the funds, by calling into any FHCU office, or stopping by the office. Payments can also be made by ACH (no fee) or Debit card (fee) from another institution with the Make A Payment portal. If you prefer to mail your payment in using a check please send it to: Financial Horizons Credit Union, PO Box 2288, Hawthorne, NV 89415.
To determine an accurate loan payoff amount please call us directly at (866) 310-6999 or stop in any location.
Yes, FHCU does not charge early payoff fees.
Payments made on your loan that are more than your current monthly payment amount are applied to the principal balance of the loan resulting in an early payoff as well.
FHCU requires full coverage insurance with a maximum deductible of $1000 on all vehicle and RV loans in which we are the lein holder.
If you change insurance, please send in a new proof of insurance right away. If your coverage lapses, you may be subject to force-placed insurance and any associated costs.
The title will be processed by the Nevada DMV and usually takes 10-12 weeks. If your title is in another state the process may take longer.
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