Mortgages
Some are quaint and cozy. Others are modern and spacious.
Very few houses are exactly alike. You pick the one that best fits your needs. The same goes for mortgages. We can help you choose one that's perfect for your finances and your future.
Home of the sweet loan
Picking paint colors? That's easy. Applying for a loan? Not so much, except with us.
At Financial Horizons, we offer both fixed-rate and adjustable-rate loans for your purchases or refinances. But we know that wading through mortgage details isn't as much fun as cooking in your new kitchen or tanning on your new deck. Our friendly lending team is ready to explain all the options, answer your questions, and guide you through the application process.
And if you're interested in the growing popularity of tiny homes, mobile homes or any type of manufactured home, we can help you with that, too. All you need to do is permanently settle your home in a lot and we'll take it from there.
- Choose from fixed-rate mortgages of 10, 15 and 30 years
- Fixed-rate loans feature stable monthly payments that make long-term budgeting easier
- Adjustable-rate mortgages (ARMs) of 15 and 20 years are also available
- ARMs feature lower rates for an initial period. After that, rates may change once every fifth year
- Borrow up to 95% of your new home's value
- No Private Mortgage Insurance (PMI) necessary with down payments of 20% or more
- Loans made for mobile homes that are converted to real property, whether the home is in a park on your property
- Get pre-approved for a loan to help you focus your house hunting
- Cash out refinancing available
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