Loan Protection
Loan protection? It's like a financial Lone Ranger riding to your rescue.
When you borrow money from us, we know you intend to pay it back. But sometimes life gets in the way. As a safeguard against misfortune, we offer three plans that can help cover your loan payments.
Be ready for the unexpected
Trouble may never find you. But if it does, we've got your back.
Financial Horizons offers a trio of protection plans at affordable prices. One kicks in if your car is stolen or damaged beyond repair. Another is like an extended warranty for major vehicle repairs. And the third can help you and your family make loan payments of all types if you lose your job, become disabled or pass away.
Guaranteed Asset Protection Plus
- GAP Plus protects your vehicle against a major financial loss
- Pay off your auto loan if your vehicle is stolen or totaled in an accident and your insurance doesn't cover the loan balance
- GAP Plus is made available by Financial Horizons Credit Union and administered by TruStage
Mechanical Repair Coverage
- Get coverage for major repairs on your new car for up to six years or 100,000 odometer miles
- Platinum Coverage Plan provides bumper-to-bumper coverage
- Save 50% over the cost dealer extended warranties
- Get work done at a licensed repair facility of your choice
- Low deductibles, with a zero-deductible option available
- Used car coverage is also available at time of vehicle purchase
- Mechanical Repair Coverage is made available by Financial Horizons Credit Union and administered by TruStage
Debt Protection with Life Plus
- Protect yourself in the event of unexpected illness, injury or death
- If you are totally disabled due to a covered injury or illness, Debt Protection will make your loan payments until you are fully recovered
- If you die unexpectedly, Life Plus may pay off your loan entirely
- Policy premiums can be rolled into your loan and included in your monthly payment
Where Every Member Matters and Personal Connections Thrive.
