Used Car Loans
It's a classic. It's a beauty. It may not be new, but it's perfect for you.
Go ahead, buy last year's SUV, a vintage muscle car or a pickup with a few dings to give it character. No matter the make or model, we'll give it a shiny new loan.
Sweet ride, sweeter financing
Come on down for the best deal around!
Does that sound like one of those old late-night TV commercials featuring Crazy Carl, Big Bob or some other car dealer in a star-spangled suit? Sorry. At Financial Horizons, we're just excited about our ability to save you money on your next ride.
- Money-saving rates on vehicles built in 2022 and earlier
- Up to 100% financing available
- Nevada taxes and registration costs can be rolled into loan
- Loan terms from 24 months to 72 months
- Get pre-approved for an easier buying experience online or at the dealer
- Schedule convenient automatic payments through Online or Mobile Banking
Go to the dealer armed with information. Check out Kelley Blue Book, the most trusted source for accurate new and used car values. It also provides the Carfax title history for any vehicle you're thinking about buying.
FAQs
Loan payments can be made from your FHCU checking or savings by logging into Online Banking and transferring the funds, by calling into any FHCU office, or stopping by the office. Payments can also be made by ACH (no fee) or Debit card (fee) from another institution with the Make A Payment portal. If you prefer to mail your payment in using a check please send it to: Financial Horizons Credit Union, PO Box 2288, Hawthorne, NV 89415.
To determine an accurate loan payoff amount please call us directly at (866) 310-6999 or stop in any location.
Yes, FHCU does not charge early payoff fees.
Payments made on your loan that are more than your current monthly payment amount are applied to the principal balance of the loan resulting in an early payoff as well.
FHCU requires full coverage insurance with a maximum deductible of $1000 on all vehicle and RV loans in which we are the lein holder.
If you change insurance, please send in a new proof of insurance right away. If your coverage lapses, you may be subject to force-placed insurance and any associated costs.
The title will be processed by the Nevada DMV and usually takes 10-12 weeks. If your title is in another state the process may take longer.
Where Every Member Matters and Personal Connections Thrive.
Resources to take your financial confidence to the next level.