New Car Loans
Impress your friends with your new ride - and our nice loans
Looks great in the driveway. Handles like a dream on the highway. And with our flexible financing options, you can pay for it your way.
Let's get you behind the wheel
New car shine. New car smell. New car vibe.
Just some shiny metal powered by a gas or electric engine? Hardly. Everyone knows that new cars (and pickups and SUVs) have a heart and a soul - and that settling into the driver's seat is like starting a friendship that will last for years to come. At Financial Horizons, we'll keep the good feelings flowing with a nice-priced loan that keeps monthly payments down and your karma level high.
- New car loans available for model years 2023 or newer
- Loan terms range from 24 to 72 months
- Up to 100% financing available
- Taxes and registration costs can be rolled into the loan
- Get pre-approved before shopping online or at the dealership
- Schedule convenient automatic monthly payments through Online or Mobile Banking
FAQs
Loan payments can be made from your FHCU checking or savings by logging into Online Banking and transferring the funds, by calling into any FHCU office, or stopping by the office. Payments can also be made by ACH (no fee) or Debit card (fee) from another institution with the Make A Payment portal. If you prefer to mail your payment in using a check please send it to: Financial Horizons Credit Union, PO Box 2288, Hawthorne, NV 89415.
To determine an accurate loan payoff amount please call us directly at (866) 310-6999 or stop in any location.
Yes, FHCU does not charge early payoff fees.
Payments made on your loan that are more than your current monthly payment amount are applied to the principal balance of the loan resulting in an early payoff as well.
FHCU requires full coverage insurance with a maximum deductible of $1000 on all vehicle and RV loans in which we are the lein holder.
If you change insurance, please send in a new proof of insurance right away. If your coverage lapses, you may be subject to force-placed insurance and any associated costs.
The title will be processed by the Nevada DMV and usually takes 10-12 weeks. If your title is in another state the process may take longer.
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