Individual Retirement Accounts

Let Father Time be your superpower

Want to feel rich when you reach retirement? Simple enough. You've got to start salting away some cash right now.

Your goal? Some really golden years.

Choose Traditional or Roth IRAs

Earn steady dividends

Enjoy tax advantages

Free time? You'll have plenty. Free lunches? Don't bet on it.

Travel to Graceland or Iceland. Work for world peace or break 80 for 18 holes. Open a coffee house or cuddle up with the grandkids. We bet you have some awesome plans for your retirement years. Pro tip: You'll need plenty of cash to make it all happen. That's where a Financial Horizons IRA will come in handy.

  • Minimum opening deposit of $500
  • Earn high rates of return with our IRA Certificates
  • Certificates range from 12 to 36 months
  • No monthly service charge
  • Contribute up to $7,000 per year (Up to $8,000 if you're 50 or over)
  • With Traditional IRAs, you may be able to take a tax deduction each year you make a contribution
  • With a Roth IRA, all qualified withdrawals are tax-free
  • With both Traditional or Roth IRAs, all annual dividend earnings are tax-exempt
  • Your financial advisor or a Financial Horizons professional can fill you in on other IRA details

FAQs

You can close your account with FHCU by filling out the form and faxing it to 775-945-1262 or mailing it to: Financial Horizons Credit Union, PO Box 2288, Hawthorne, NV 89415

Financial Horizons Credit Union is a full-service financial institution with four locations serving the communities of Elko, Fallon, Fernley, Hawthorne, Lovelock, Tonopah, Winnemucca and Yerington, Nevada.

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