Youth Certificates

Math is your friend. Especially when it helps you make more money.

Yes, there is multiplication involved. Decimals, too. But you won't mind crunching the numbers when you hear how much you can earn with our Youth Certificates.

More cash = More fun

Just $25 to open

Deposit more anytime

Enjoy higher earnings

A totally awesome way to super-size your savings

You don't like waiting. We get that. After all, your generation can have web-ordered merch delivered overnight and stream your favorite shows whenever you want. But trust us, it's worth a bit of waiting to get the full benefit of a Youth Certificate. Think of it as a high-powered savings account that earns extra cash for all that stuff you want to buy, places you want to go and things you want to do.

  • For young people ages 5 to 17
  • Six types of Youth Certificates, ranging from three to 48 months
  • Minimum opening deposit of $25
  • Unlimited deposits thereafter, with a minimum deposit amount of $10
  • Higher dividend rates than most youth savings accounts
  • In general, longer savings periods feature higher rates

FAQs

You can close your account with FHCU by filling out the form and faxing it to 775-945-1262 or mailing it to: Financial Horizons Credit Union, PO Box 2288, Hawthorne, NV 89415

Financial Horizons Credit Union is a full-service financial institution with four locations serving the communities of Elko, Fallon, Fernley, Hawthorne, Lovelock, Tonopah, Winnemucca and Yerington, Nevada.

Where Every Member Matters and Personal Connections Thrive.

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Save Smarter, Not Harder With a High Yield Savings Account

Make your money work for you with our high-yield savings account that offers competitive rates so your money can grow faster.