Certificate Accounts

Ready to give your savings a serious boost? We have a Certificate for that. 

Yes, our standard savings accounts are great. But when you really want a positive jolt to your bottom line, consider how a Certificate delivers with higher fixed rates that maximize your savings over a specific period of time.

Share Certificate

Get-rich-quick ideas rarely work. But if you're willing to take a little time... 
No, it's not like hitting the lottery or winning a poker jackpot. But if you can stay patient for a few months or years, Share Certificates pay off handsomely. 

Triple Option Share Certificate

Good things come in 3's. That includes ways to maximize your money.
As Americans, we value life, liberty and the pursuit of happiness. As a saver, you'll value a Certificate that lets you bump up your interest rate, make additional deposits and withdraw money early.

Youth Certificates

Math is your friend. Especially when it helps you make more money.
Yes, there is multiplication involved. Decimals, too. But you won't mind crunching the numbers when you hear how much you can earn with our Youth Certificates.

IRA Certificates

Earn more money. Pay lower taxes. Enjoy life to the fullest.
Planning your retirement finances? Make IRA Certificates part of your portfolio. And then start making a list of things to do with all that extra cash.

Financial Horizons Provides The Lift You Need

Lock in a great rate with an IRA Certificate and let your savings grow over time.

rates as high as
3.00% APY*
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Your money works hard for you with a 3 Month Certificate.

rates as high as
4.25% APY*
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