Share Rates - Financial Horizons Credit Union, Hawthorne, Nevada

	Share Type & Balance

	Effective 02/01/12
	Regular Share	APR	APY

	$250.00 - $2,499.99	.10%	.10%

	$2,500.00 - $9,999.99	.10%	.10%

	$10,000 - $24,999.99	.10%	.10%

	$25,000 - $49,999.99	.10%	.10%

	$50,000 - $99,999.99	.10%	.10%

	$100,000.00 & above	.10%	.10%

	Youth Share

	$5.00 - $249.99	.10%	.10%

	$250.00 - $2,499.99	.10%	.10%

	$2,500.00 - $9,999.99	.10%	.10%

	$10,000 - $24,999.99	.10%	.10%

	$25,000 - $49,999.99	.10%	.10%

	$50,000 - $99,999.99	.10%	.10%

	$100,000.00 & above	.10%	.10%

	Managed Share

	$25.00 & above	.05%	.05%

	Christmas Club

	$5.00 & above	.05%	.05%

	Vacation Club

	$5.00 & above	.05%	.05%

	Custom Club

	$10.00 & above	.05%	.05%

	Checking Account

	$500.00 & above	.05%	.05%

	Money Market Account

	$2,500.00 - $9,999.99	.15%	.15%

	$10,000 - $24,999.99	.15%	.15%

	$25,000 - $49,999.99	.15%	.15%

	$50,000 - $99,999.99	.15%	.15%

	$100,000.00 & above	.15%	.15%

	IRA Accounts - Traditional, Roth or Educational

	$10.00 & above	.599%	.60%

	Horizons High Yield Savings Account

	$10,000 - $24,999.99	.20%	.21%

	$25,000 - $49,999.99	.349%	.35%

	$50,000 - $99,999.99	.399%	.40%

	$100,000.00 & above	.499%	.50%

	Horizons High Yield Checking Account

	$10,000 - $24,999.99	.10%	.10%

	$25,000 - $49,999.99	.25%	.25%

	$50,000 - $99,999.99	.30%	.30%

	$100,000.00 & above	.399%	.40%

NOTICE: Rates are subject to change without notice.